MoneyCalc
Công cụ tính tài chính cá nhân miễn phí, hiển thị rõ phép tính
69 công cụ vay, tiết kiệm, hưu trí, lương, ngân sách và tiền hằng ngày miễn phí. Tất cả chạy ngay trong trình duyệt — những gì bạn nhập không bị tải lên, lưu lại hay theo dõi.
Miễn phí, riêng tư, không cần đăng ký
Most used calculators
All 69 calculators →Vay & nợ
20 calculators →Mortgage Calculator
Monthly payment and total interest.
Mortgage Amortization Schedule
Year-by-year balance and interest.
Auto Loan Calculator
Car payment with down payment and trade-in.
Personal Loan Calculator
Monthly payment and true cost.
Student Loan Calculator
Repayment and the effect of extra payments.
Credit Card Payoff Calculator
How long to clear a card balance.
Debt Payoff Calculator
Snowball versus avalanche, compared.
Debt-to-Income Ratio Calculator
How lenders see your borrowing capacity.
Car Payment Calculator
Monthly auto loan payment and true cost.
Mortgage Refinance Calculator
Will refinancing pay off, and when?
Extra Payment / Loan Payoff Calculator
See how much an extra payment saves.
Credit Utilization Calculator
Utilisation ratio and how to hit your target.
Mortgage Payoff Calculator
How much sooner can you own your home?
Credit Card Interest Calculator
What your balance really costs you.
Minimum Payment Calculator
The true cost of paying only minimums.
Loan Comparison Calculator
Two loan offers, side by side.
Balloon Payment Calculator
Low monthly payments — and the lump sum at the end.
Car Lease vs Buy Calculator
Which really costs less over the years you keep it?
Car Depreciation Calculator
How fast your car loses value, year by year.
Debt Snowball vs Avalanche Calculator
Two payoff methods, compared on time and interest.
Tiết kiệm & đầu tư
16 calculators →Compound Interest Calculator
Grow a lump sum plus monthly deposits.
Savings Goal Calculator
How long or how much to hit a target.
Retirement Calculator
Project your nest egg at retirement.
Retirement Withdrawal Calculator
Safe income from your nest egg.
Investment Return (CAGR) Calculator
Annualised return between two values.
ROI Calculator
Return on investment, in percent.
Emergency Fund Calculator
How big a safety net you need.
APY Calculator
Turn a nominal rate into true annual yield.
CD Calculator
Certificate of deposit value at maturity.
401(k) Calculator
Balance at retirement, with employer match.
Dividend Income Calculator
Income from dividend-paying shares.
Stock Profit Calculator
Profit, loss and return on a share trade.
Inflation Calculator
What money buys after inflation.
Savings Rate Calculator
What share of your income you keep.
College Savings Calculator
Will your education fund cover the bill?
Real Return Calculator
Your return after inflation, not before.
Thu nhập & lương
9 calculators →Salary to Hourly Calculator
Turn an annual salary into an hourly rate.
Hourly to Salary Calculator
Turn an hourly wage into a yearly salary.
Overtime Pay Calculator
Extra pay from overtime hours.
Take-Home Pay Calculator
Net pay after tax and deductions.
Salary Increase Calculator
What a raise is really worth.
Job Offer Comparison Calculator
Two offers compared on real, take-home value.
Hourly Rate Comparison Calculator
Compare two hourly rates on real hours worked.
Bonus Tax Calculator
What you actually keep from a bonus.
Raise vs Inflation Calculator
Is your pay rise really a pay rise?
Ngân sách & mua sắm lớn
10 calculators →Budget Calculator (50/30/20)
Split income into needs, wants, savings.
Net Worth Calculator
Assets minus debts, in one number.
Home Affordability Calculator
How much house you can afford.
Car Affordability Calculator
A sensible car budget, all-in.
Down Payment Calculator
Save your way to a house deposit.
Rent Affordability Calculator
How much rent you can handle.
Rent vs Buy Calculator
Compare the real cost of renting and owning.
Unit Price Calculator
Which size or pack is the better value?
Wedding Budget Calculator
Build a wedding budget from the guest list up.
Vacation Budget Calculator
Total cost of a trip, down to the day.
Kinh doanh & làm tự do
5 calculators →Bảo hiểm & bảo vệ
1 calculators →Tiền hằng ngày
8 calculators →Tip Calculator
Tip and total, split fairly.
Discount Calculator
Sale price and money saved.
Sales Tax Calculator
Add or remove sales tax.
Gas Cost / Trip Fuel Calculator
Fuel cost and split for a trip.
Split Bill Calculator
Share a bill evenly, minus tips.
Percentage Calculator
Percent of, percent change, and more.
Currency Converter (your own rate)
Convert any two currencies with the rate you supply.
Fuel Cost Per Mile Calculator
What each mile of driving costs you.
Hướng dẫn
Tất cả hướng dẫn →Giải thích dễ hiểu về những câu hỏi đằng sau các con số, mỗi bài đều dẫn tới công cụ tính trả lời câu hỏi đó.
- How much house can I afford? A lender's view and a realistic view
- How to pay off credit card debt: snowball vs avalanche
- The 50/30/20 budget rule, and when to break it
- How much emergency fund do you actually need?
- Rent vs buy: the costs the standard advice leaves out
- How compound interest actually works (with real numbers)
Giới thiệu MoneyCalc
Mỗi công cụ tính giải thích công thức đằng sau con số, cách đọc kết quả và giới hạn của nó, vì một con số không có bối cảnh thì ít hữu ích. Mọi thứ được tính ngay trên thiết bị của bạn, nên dữ liệu nhạy cảm không bao giờ rời khỏi trình duyệt.
MoneyCalc chỉ cung cấp thông tin chung, không phải tư vấn tài chính, đầu tư, thuế hay pháp lý. Hãy luôn hỏi ý kiến chuyên gia có chuyên môn về trường hợp của bạn.